Many injured motorcyclists confront unfair bias when they try to make an insurance claim following an accident caused by someone else’s negligence. The insurance adjuster may have a bias against them simply because they are a motorcyclist, which can negatively impact how their claim is handled.
The Carlsbad motorcycle accident attorneys from Miller & Steele Law Firm can help if you suspect you’re confronting bias after a motorcycle accident.
Common Stereotypes Against Motorcyclists
Some of the misconceptions about motorcyclists may include the following:
Motorcyclists Are Risk Takers
One of the longest-held misbeliefs about motorcyclists is that they are all risk takers. People may think that all motorcyclists are the same. They may not consider that people of all different ages, education levels, and occupations ride motorcyclists. This misconception can lead to treating safe, law-abiding riders poorly.
Motorcyclists Are Reckless
Motorcyclists may be presumed to be reckless or irresponsible. Other drivers may think that they’re always speeding or driving aggressively. However, seasoned motorcyclists know how vulnerable on the road and keep a good watch on traffic around them. They may drive even more safely than other motorists as they might take extra precautions to protect themselves and others.
Motorcyclists Are Outlaws
Some people associate motorcycle riders with motorcycle gangs. They think they’re criminals, people running from warrants, or flagrantly committing crimes. These untrue stereotypes associate law-abiding citizens with criminals, making it more difficult for motorcyclists to be treated throughout the claims process.
You Can’t See Motorcyclists
Many motorcycle accidents occur because drivers don’t see motorcyclists. They switch into the lane the motorcyclist is already occupying or turn in front of them. However, motorists can see motorcyclists. They are negligent by not looking for them or checking blind spots before merging or switching lanes.
Motorcyclists Assume the Risk
People may believe that motorcyclists assume the risk of being injured because they choose not to travel in a vehicle that has a metal frame, seatbelts, or airbags. However, motorcyclists deserve the same respect and have the same right to expect other motorists to obey traffic laws, just like pedestrians, bicyclists, and other road users.
How Motorcycle Bias Could Affect Your Insurance Claim
Motorcycle bias can affect how your claim is handled. The insurance adjuster assigned to your case may approach your case with a preconceived notion that you are at fault. They can interpret any evidence against you. These biases can result in the insurance company unfairly denying your claim or trying to minimize its value. If jurors have bias, you could also face losing your case or not recovering the compensation you deserve. An experienced attorney can take proactive steps to minimize the impact of any bias on insurance adjusters and jurors.
Contact Our Motorcycle Accident Lawyers Today
If you or a loved one was injured in a motorcycle accident, the experienced motorcycle accident lawyers at The Miller & Steele Law Firm are here to help. We have extensive experience handling motorcycle accident claims, can anticipate bias in the handling of your claim, and work hard to protect your rights during the claims process. Call us at (760) 840-5221 or contact us online to discuss your particular situation with a lawyer.