Yes. You need a lawyer for an accident that wasn’t your fault so that the insurance company doesn’t take advantage of you, you aren’t unfairly blamed for the accident, and you have a legal advocate who can protect your right to compensation following an accident caused by someone else’s negligence. A knowledgeable personal injury attorney in Carlsbad can investigate your case, handle negotiations with the insurance company, and pursue the full compensation you deserve while you focus on your recovery. Here is more information on why you need a lawyer:
Insurance Companies Take Advantage of Claimants
Insurance companies take advantage of the leverage that they yield after an accident and the power imbalance. They know that accident victims may be dealing with a lot: stress, painful injuries, expensive medical bills, lost income, etc. As such, they may try to take advantage of claimants by:
- Denying valid claims
- Requiring a recorded statement and then using it against them
- Failing to conduct a proper investigation
- Offering a lowball settlement offer
- Intentionally delaying the claim
Experienced personal injury lawyers are familiar with these tactics and can fight back. They can advocate for you and hold insurance companies to their contractual duties or take legal action if they don’t.
You May Be Blamed for the Accident
One effective way that insurance companies use to minimize their payout to you is by blaming you for the accident. This could put your own financial assets at risk if the other driver files a lawsuit against you. It can also decrease the compensation available to you, as you only have the right to recover compensation equal to the other party’s responsibility. So, if the insurance company claims you are 25% at fault and you or a jury accept this determination, your compensation is reduced proportionately by 25%.
Your Lawyer Can Handle Your Legal Claims
Handling a complex legal claim can be daunting, especially after you have been injured and you don’t have a legal background. A skilled personal injury lawyer can take on everything that these types of legal claims involve, including:
- Investigation: Your lawyer can request police reports, access your dash cam footage, request traffic camera footage, take pictures of the accident scene, and interview witnesses.
- Damages assessment: Your lawyer can calculate your special and general damages. They can add up receipts, talk to your healthcare providers about your need for ongoing medical care, and hire expert witnesses who can
- Legal paperwork: Your lawyer can file insurance claims on your behalf. If it becomes necessary, they can file a lawsuit in court.
- Negotiation: Seasoned personal injury attorneys negotiate on a regular basis. They have a good understanding of the value of a personal injury claim and can make effective legal arguments for maximum compensation.
Contact Us for Help with Your Legal Claim
If you were injured in an accident that wasn’t your fault, you don’t have to pay for the consequences or even for an attorney’s fees upfront. The Miller & Steele Law Firm offers free consultations and does not charge a fee unless we recover compensation for you. Contact us today to learn more about how we can help.